Child Savings Plans
for Real Life

Provide predictable, tax-free growth to help you save for your child’s future financial needs including post-secondary education, a home down payment, a business start-up or any other dream they have.

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Loving parents with their children

Child Plan   sample illustration

Based on a $250 monthly contribution
Age
Cash Value
Goal
Life Insurance
20
$78,093
Education
$487,368
35
$197,306
Home Downpayment
$784,623
45
$353,938
Business Start-Up
$1,029,068
65
$1,064,064
Retirement
$1,796,856

This sample illustration is based on contributions over 20 years for a male under the age of one.  The projected values are based on a Canadian insurance company's current dividend credit rate of 6%.  This example is for illustrative purposes only.

Child Plan Quote

Child Plan ™  Sample illustration

Based on a $150 monthly contribution
Age
Cash Value
Goal
Life Insurance
20
$44,193
Education
$275,804
35
$111,195
Home Downpayment
$404,020
45
$200,294
Business Start-Up
$582,464
65
$602,221
Retirement
$1,016,858
This sample illustration is based on contributions over 20 years for a male under the age of one.  The projected values are based on a Canadian insurance company's current dividend credit rate of 6%.  This example is for illustrative purposes only.
Child Plan Quote

Child Plan ™   Sample illustration

Based on a $75 monthly contribution
Age
Cash Value
Goal
Life Insurance
20
$20,826
Education
$129,975
35
$52,779
Home Downpayment
$209,248
45
$94,391
Business Start-Up
$274,492
65
$283,800
Retirement
$479,201
This sample illustration is based on contributions over 20 years for a male under the age of one.  The projected values are based on a Canadian insurance company's current dividend credit rate of 6%.  This example is for illustrative purposes only.
Child Plan Quote
What can you spend your Child Plan on?
Cartoon pupils

Education

Plan ahead for the rising cost of postsecondary education by starting early.
Cartoon house

Home Downpayment

At last count over one third of first-time home buyers in Canada received assistance from family to secure their down payment.
Cartoon rocket ship

Business Startup

Current trends indicate that an increasing number of high school graduates are choosing entrepreneurship over the more traditional education route.
Cartoon of boy thinking or dreaming

Dreams

One of the main benefits of this plan is that the savings can be used for anything that your child dreams of for their future.

What sets Child Plan apart?

Flexible Use of Funds

You don't have to worry about incurring government penalties if your child does use the savings for educational purposes. With Child Plan you are free to spend the proceeds however you like.

Dividends Paid for Life

Even though contributions are made over a set period of time your child will continue to earn dividend investment growth for life.

Industry Leading Partners

Backed by companies including Canada Life (est. 1848), Equitable Life (est. 1859), Manulife (est. 1887) and Faithlife Financial (est. 1922).   As well, the independent organization Assuris which protects plan holders from loss.

We Give Back

We believe in giving back to our clients and community.  In that spirit, through our partners we offer free benefits such as will and power of attorney preparation as well as seed funding, charitable gifts and scholarships.

Loyalty programs that reward healthy living

When you signup for Tutum insurance you get access to these benefits

10% off healthclubs

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

20x big points

Score big time whenever you purchase from grocery stores.

Free BMI health checks

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

Extra cover for families

Membership to healthclubs as become a lot more accessible thanks to Tutum rewards.

Start planning for your Child’s Future now!

Child Information

Parent Information

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What our Clients say

"Extremely helpful with my investments for my grandchildren. They chose the best solution for me and was very affordable. Give them a try you won't be sorry and watch your money grow."

Murray C.

"Thanks for your help in setting up the future of my daughter Jamie. Now I am confident that when I grow old her future is secure."

Jasmin B.

"Dealing with Leslie has been such a pleasure.  She guided and advised me through the entire process. She spent an immeasurable amount of time walking me through the differences between Child Plan and RESPs for my children. You will not regret choosing Child Plan to secure your child's future."

Tanya R.

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Speak with an experienced advisor

Learn about the different savings options available for Canadian children and how they differ.
“Knowledge is Power"
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